Terms of Use

Last updated: 28 July 2026

1. About These Terms

These Terms of Use govern access to and use of BusinessFinance.news, including its articles, pages, feeds, newsletters, embedded content and other publicly available features.

BusinessFinance.news is operated and published by Instant Media Access in Sweden.

By accessing or using BusinessFinance.news, you acknowledge these Terms of Use and agree to comply with them. If you do not agree with these Terms, you should discontinue your use of the website.

These Terms should be read together with our:

  • Privacy Policy
  • Cookie Policy
  • Financial Disclaimer and Investment Recommendation Policy
  • Advertising, Affiliate and Sponsored Content Disclosure
  • Editorial Standards, Corrections, Conflicts and AI Policy
  • Copyright and Takedown Policy

2. Website Operator

BusinessFinance.news is owned and operated by:

Instant Media Access
c/o Billo ILY 237-S
Birger Jarlsgatan 37
114 45 Stockholm
Sweden

Organisation number:
Under Registration

VAT registration number:
Under Registration

Email:
editor@businessfinance.biz

Website:
BusinessFinance.news

3. Nature of the Publication

BusinessFinance.news is an editorial business and financial news publication.

The website may publish:

  • News reports
  • Business and economic analysis
  • Market commentary
  • Opinion
  • Educational content
  • Interviews
  • Company and industry information
  • Articles concerning stocks, bonds, currencies, commodities, real estate and cryptoassets
  • Advertising, affiliate links and sponsored material that is identified as commercial content

Labels such as “News,” “Analysis,” “Opinion,” “Sponsored” or similar descriptions may be used to help readers understand the nature of particular content.

4. No Native Accounts, Comments or User Uploads

BusinessFinance.news does not currently provide its own native:

  • Membership accounts
  • Reader profiles
  • Public comments
  • Discussion forums
  • User-upload facilities
  • Private messaging services

You may encounter sign-in, registration, contribution, newsletter or subscription functionality operated through an external provider, including Google Reader Revenue Manager. Such functionality is subject to the terms presented through the relevant provider and any separate Reader Support or Subscription Terms published by BusinessFinance.news.

5. General Information Only

Content published on BusinessFinance.news is provided for general informational, journalistic and educational purposes.

Although we seek to publish useful and accurate information, the content is not tailored to your personal:

  • Financial position
  • Investment objectives
  • Risk tolerance
  • Tax position
  • Legal circumstances
  • Business requirements

You are responsible for evaluating whether any information is appropriate for your own circumstances.

6. No Financial, Investment or Professional Advice

Unless expressly stated otherwise, BusinessFinance.news and Instant Media Access do not provide personalised:

  • Investment advice
  • Financial planning
  • Portfolio management
  • Brokerage services
  • Banking services
  • Insurance advice
  • Tax advice
  • Accounting advice
  • Legal advice

Nothing on BusinessFinance.news creates an adviser-client, broker-client, fiduciary, attorney-client, accountant-client or other professional relationship.

Nothing on the website should automatically be interpreted as:

  • A personalised recommendation to buy, sell or hold an investment
  • An offer to sell a financial instrument
  • A solicitation of an offer to buy a financial instrument
  • A guarantee of a particular financial outcome
  • A promise that an investment will increase in value

Additional information appears in our Financial Disclaimer and Investment Recommendation Policy.

7. Investment and Market Risks

Investing and trading involve risk. The value of stocks, bonds, funds, currencies, commodities, derivatives, cryptoassets, real estate and other assets can rise or fall.

You may lose some or all of the capital you invest. In some leveraged transactions, losses may exceed the initial amount committed.

Past performance does not guarantee future results. Forecasts, estimates, targets, scenarios and forward-looking statements are inherently uncertain.

You should conduct your own research and, where appropriate, consult an authorised and suitably qualified professional before making an important financial, investment, tax, legal or business decision.

8. Accuracy, Completeness and Timeliness

We seek to use reliable sources and reasonable editorial processes. However, business and financial information can change rapidly.

We do not promise that every item published on BusinessFinance.news will always be:

  • Complete
  • Current
  • Error-free
  • Suitable for a particular purpose
  • Available without interruption

Information may become outdated after publication because of:

  • New company disclosures
  • Market movements
  • Regulatory developments
  • Revised economic data
  • Court decisions
  • Corrections by original sources
  • Changes to products, prices or services

An article’s original publication date, update date and surrounding context should be considered when assessing the information.

Where we identify a material factual error, we may correct, clarify or update the relevant content in accordance with our Editorial Standards and Corrections Policy.

9. Market Data and Prices

Prices, market data, exchange rates, yields, indices, valuations and other financial figures may be supplied by external sources or derived from publicly available information.

Such information may be:

  • Delayed
  • Rounded
  • Estimated
  • Presented in a different time zone
  • Adjusted after publication
  • Subject to source-specific terms

BusinessFinance.news should not be used as the sole source for executing a trade or determining a live market price.

You should verify time-sensitive information through an authorised broker, exchange, issuer, regulator or primary data source.

10. Forecasts and Forward-Looking Statements

Articles may contain forecasts, projections, estimates, scenarios, opinions or statements concerning possible future events.

These statements may depend on assumptions that prove incorrect. Actual events and results can differ materially because of factors including:

  • Market conditions
  • Interest rates
  • Inflation
  • Currency movements
  • Company performance
  • Regulation
  • Litigation
  • Technology changes
  • Geopolitical events
  • Unexpected economic developments

We are not required to update every forecast merely because new information later becomes available.

11. Sources and Third-Party Information

BusinessFinance.news may use or refer to information from:

  • Companies and issuers
  • Regulators and public authorities
  • Stock exchanges
  • Central banks
  • Research organisations
  • News agencies and other publishers
  • Press releases
  • Public filings
  • Interviews and public statements
  • Market-data providers
  • Videos and transcripts

Reference to or use of a third-party source does not mean that BusinessFinance.news endorses every statement, product, service or opinion associated with that source.

We are not responsible for a third party’s subsequent alteration, removal or correction of its own material.

12. External Links

BusinessFinance.news may contain links to websites, platforms and services operated by third parties.

External links may direct you to:

  • Original sources
  • Regulators
  • Companies
  • Video platforms
  • Social-media services
  • Advertisers
  • Affiliate merchants
  • Payment providers
  • Financial-information services

We do not control independent third-party websites and are not responsible for their:

  • Availability
  • Accuracy
  • Security
  • Products or services
  • Terms
  • Privacy practices
  • Cookies
  • Advertising

You are responsible for reviewing the terms, privacy information and commercial conditions of an external service before using it or entering into a transaction.

13. Embedded Content

Articles may include embedded videos, charts, social-media posts, audio or other content supplied by external providers.

Embedded content is operated by the relevant third party and may be subject to that provider’s:

  • Terms of service
  • Privacy policy
  • Cookie practices
  • Advertising rules
  • Availability restrictions

We cannot guarantee that embedded content will remain available, playable or unchanged.

Non-essential embedded content may remain blocked until you provide the relevant cookie consent.

14. Advertising, Affiliate Links and Sponsored Content

BusinessFinance.news is a commercial publication and may receive revenue through:

  • Display advertising
  • Programmatic advertising
  • Affiliate links
  • Referral arrangements
  • Sponsored content
  • Commercial partnerships
  • Reader contributions
  • Subscriptions

We may receive compensation when a reader views, selects or takes a qualifying action through certain commercial links.

A commercial relationship may affect which advertisements, links or offers are displayed. It does not automatically mean that the relevant advertiser or affiliate controls our independent editorial conclusions.

Sponsored, paid or otherwise commercially controlled content will be identified using an appropriate label.

Further information is available in our Advertising, Affiliate and Sponsored Content Disclosure.

15. Transactions With Third Parties

If you purchase a product, register for a service or enter into another transaction through an external advertiser, affiliate merchant or service provider, the transaction is normally between you and that third party.

BusinessFinance.news is not ordinarily the seller, broker, payment provider or contracting party for such a transaction.

Questions concerning matters such as:

  • Product availability
  • Price
  • Payment
  • Delivery
  • Returns
  • Refunds
  • Warranties
  • Customer service

should normally be directed to the relevant merchant or service provider.

This section does not apply where Instant Media Access is expressly identified as the seller or contracting party.

16. Google Reader Revenue Manager

BusinessFinance.news may use Google Reader Revenue Manager and related Google Publisher Center services.

These services may support functions such as:

  • Reader registration
  • Sign in with Google
  • Newsletter registration
  • Reader surveys
  • One-time contributions
  • Recurring contributions
  • Paid subscriptions
  • Access to paid content

Google-operated functions may also be governed by Google’s applicable terms, privacy information and payment conditions.

If Instant Media Access offers a paid contribution, recurring payment, subscription or digital-access product, the transaction will be governed by separate Reader Support or Subscription Terms presented or made available before purchase.

Those separate terms should explain matters including:

  • Price and currency
  • Applicable taxes
  • Billing frequency
  • Automatic renewal
  • Cancellation
  • Withdrawal rights
  • Refunds
  • Access entitlements
  • Customer support

If there is a conflict between these general Terms of Use and specific transaction terms, the specific transaction terms will govern the relevant paid service.

17. Intellectual Property

Unless otherwise stated, the original content and materials published on BusinessFinance.news are owned by or licensed to Instant Media Access.

Protected materials may include:

  • Articles
  • Headlines
  • Original graphics
  • Photographs
  • Videos
  • Audio
  • Page design
  • Logos
  • Branding
  • Databases
  • Compilations
  • Original research

Third-party names, trademarks, photographs, videos and other materials remain the property of their respective owners.

No transfer of intellectual-property ownership occurs merely because content is made available through the website.

18. Permitted Personal Use

You may access and use BusinessFinance.news for lawful, non-commercial, personal and informational purposes.

Subject to applicable law, you may:

  • Read articles
  • Share links to publicly accessible pages
  • Print or save a reasonable number of pages for personal reference
  • Quote limited extracts with clear attribution and a link to the original page
  • Use material where a statutory exception or licence permits it

Any permitted quotation should preserve the meaning and context of the original material.

19. Restricted Uses

Unless permitted by law or authorised in writing by Instant Media Access, you may not:

  • Republish a complete article
  • Create a substitute or mirror of the publication
  • Systematically copy or archive substantial portions of the website
  • Sell, license or commercially redistribute our content
  • Remove copyright notices, credits or commercial disclosures
  • Misrepresent our content as your own
  • Present altered content as an authentic BusinessFinance.news publication
  • Use our name or branding in a misleading manner
  • Use content to impersonate Instant Media Access or BusinessFinance.news
  • Circumvent a paywall, access restriction or technical protection
  • Use the website in violation of intellectual-property or other applicable law

20. Automated Access, Scraping and AI Training

Automated systems may access BusinessFinance.news only where:

  • The access is lawful
  • The system complies with applicable robots instructions and technical restrictions
  • The access does not impair security, availability or performance
  • The access does not circumvent controls
  • The resulting use does not infringe intellectual-property or database rights

Without prior written permission, you may not use automated means to:

  • Extract substantial portions of the website
  • Create a competing publication or content database
  • Overload or disrupt our infrastructure
  • Evade rate limits or access restrictions
  • Collect personal data unlawfully

To the extent permitted by applicable law, Instant Media Access reserves its rights concerning text and data mining, machine-learning datasets, generative-AI training and similar computational uses of protected content.

Any reservation of rights may also be expressed through machine-readable means, website metadata, robots instructions or separate licensing notices.

Requests for content licensing or authorised data access may be sent to editor@businessfinance.biz.

21. Acceptable Use

You must not use BusinessFinance.news to:

  • Commit or facilitate an unlawful act
  • Introduce malware, malicious code or harmful material
  • Attempt unauthorised access to servers, accounts or systems
  • Interfere with website availability or security
  • Conduct denial-of-service activity
  • Probe or test vulnerabilities without written authorisation
  • Bypass consent, security or access controls
  • Misrepresent your identity or affiliation
  • Send fraudulent legal, copyright or privacy notices
  • Collect personal data in violation of law
  • Use the website in a way that infringes the rights of another person

22. Linking to BusinessFinance.news

You may link to publicly accessible pages on BusinessFinance.news, provided that the link:

  • Is lawful and not misleading
  • Does not imply sponsorship or endorsement where none exists
  • Does not misrepresent the linked article
  • Does not display our content in a deceptive frame
  • Does not associate our publication with unlawful activity

We may request removal of a link that falsely implies an affiliation, endorsement or commercial relationship.

23. Artificial Intelligence and Automated Tools

BusinessFinance.news may use artificial-intelligence or automated tools to assist parts of the editorial or operational workflow.

Such assistance may include:

  • Research organisation
  • Transcription
  • Translation
  • Summarisation
  • Drafting assistance
  • Editing assistance
  • Headline suggestions
  • Data organisation

Instant Media Access remains responsible for content that it publishes as its own editorial material.

Further information about human review, source verification and AI disclosures is provided in our Editorial Standards, Corrections, Conflicts and AI Policy.

24. Corrections and Complaints

If you believe that an article contains a material factual error, you may contact us at:

editor@businessfinance.biz

Please use the subject line Correction Request and include:

  • The article title
  • The page address
  • The statement you believe is inaccurate
  • An explanation of the requested correction
  • Relevant supporting material

Submitting a request does not guarantee that content will be changed or removed. We will assess requests according to accuracy, evidence, public interest, freedom of expression, applicable law and our editorial standards.

25. Privacy and Cookies

Our collection and processing of personal data is described in our Privacy Policy.

Our use of cookies and similar technologies is described in our Cookie Policy.

You may review, change or withdraw cookie consent by clicking the Cookiebot privacy icon displayed in the lower-left corner of BusinessFinance.news.

26. Website Availability

We may modify, suspend, restrict or discontinue all or part of BusinessFinance.news where reasonably necessary.

This may occur because of:

  • Maintenance
  • Security concerns
  • Technical failures
  • Provider outages
  • Legal requirements
  • Changes to the publication
  • Events outside our reasonable control

We do not guarantee that the website or any particular article, embed, link, feed or feature will remain continuously available.

27. Changes to Content

We may edit, update, correct, reorganise, archive or remove website content.

We may also:

  • Change article formatting
  • Update external links
  • Replace unavailable embedded media
  • Add disclosures or editor’s notes
  • Correct typographical or factual errors
  • Update outdated explanatory material

Material editorial corrections may be identified in accordance with our Corrections Policy.

28. Disclaimer of Warranties

To the extent permitted by applicable law, BusinessFinance.news and its content are provided on an “as available” basis.

We do not provide an absolute guarantee concerning:

  • Continuous availability
  • Freedom from all technical errors
  • Freedom from all harmful third-party activity
  • The completeness of every article
  • The accuracy of third-party data
  • The future performance of an investment or market
  • The continued availability of external links or embedded content

Nothing in these Terms excludes a warranty, duty or right that cannot lawfully be excluded.

29. Limitation of Liability

To the extent permitted by applicable law, Instant Media Access is not responsible for indirect, incidental, special or consequential loss arising solely from reliance on general editorial information published on BusinessFinance.news.

Instant Media Access is not responsible for loss caused by:

  • A reader’s independent investment or trading decision
  • Changes in market prices
  • Reliance on outdated information without checking current sources
  • An external website or service
  • An advertiser, merchant or affiliate partner
  • An unavailable or altered third-party embed
  • An interruption caused by a hosting, network or infrastructure provider
  • Events outside our reasonable control

You remain responsible for taking reasonable precautions and independently verifying information before acting on it.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law, including liability that cannot lawfully be excluded for:

  • Intentional wrongdoing
  • Gross negligence where applicable
  • Fraud or fraudulent misrepresentation
  • Death or personal injury caused by negligence where legally applicable
  • Violation of mandatory consumer rights

30. Mandatory Consumer Rights

Nothing in these Terms removes or restricts any mandatory rights that you have under applicable consumer law.

If you use BusinessFinance.news as a consumer and mandatory law in your country provides stronger protection than these Terms, the mandatory protection will continue to apply.

Any separate paid service offered by Instant Media Access will be subject to additional information concerning pricing, performance, cancellation, withdrawal rights and complaints.

31. Suspension or Blocking of Access

We may take reasonable technical measures to restrict or block access where we reasonably believe that a person or automated system is:

  • Attacking the website
  • Introducing malware
  • Scraping the website excessively
  • Circumventing security controls
  • Violating intellectual-property rights
  • Interfering with website availability
  • Using the website unlawfully

Restrictions may include rate limiting, IP blocking, firewall rules or other proportionate security controls.

32. Governing Law

These Terms and the operation of BusinessFinance.news are governed by Swedish law, without prejudice to mandatory protections that may apply to consumers under the law of their country of residence.

33. Disputes

If a dispute arises, you are encouraged to contact us first so that we can attempt to resolve the matter.

Contact:

editor@businessfinance.biz

Where a dispute concerns a consumer service supplied by Instant Media Access and qualifies for alternative dispute resolution, a Swedish consumer may be entitled to refer the matter to:

Allmänna reklamationsnämnden (ARN)
Box 174
101 23 Stockholm
Sweden

Information about ARN and its applicable value and time limits is available through ARN’s official website.

Disputes that cannot be resolved by agreement or an applicable alternative dispute-resolution procedure may be submitted to the competent courts of Sweden.

If you are a consumer, this provision does not prevent you from bringing proceedings in another court where mandatory consumer law grants you that right.

34. Severability

If a provision of these Terms is found to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply to the extent legally possible.

The invalid provision will be interpreted or limited only to the extent necessary to make it lawful and enforceable, where permitted.

35. No Waiver

If Instant Media Access does not immediately enforce a provision of these Terms, that does not mean that the provision has been waived.

36. Changes to These Terms

We may update these Terms when:

  • The website or its features change
  • New commercial services are introduced
  • Hosting or technical arrangements change
  • Applicable law or regulatory guidance changes
  • We clarify existing provisions

The most recent revision date appears at the top of this page.

Material changes affecting a paid or continuing reader service will be communicated as required by applicable law and the relevant service terms.

37. Contact

Questions about these Terms of Use may be sent to:

Instant Media Access
Billo ILY 237-S
Birger Jarlsgatan 37
114 45 Stockholm
Sweden

Email:
editor@businessfinance.biz

Website:
BusinessFinance.news